Attention homeowners in Glen Ellyn and Dupage County: Need an appraisal?

Here are the top 7 reasons IL homeowners hire STEVEN GIANNINI & ASSOCIATES:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a IL property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a IL divorce, where property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Dupage county or IL

Do you own a home in or near Glen Ellyn? Do you need help determining the price of your real estate?
Contact STEVEN GIANNINI & ASSOCIATES.

At STEVEN GIANNINI & ASSOCIATES, we understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at STEVEN GIANNINI & ASSOCIATES are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping customers just like you do away with unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from STEVEN GIANNINI & ASSOCIATES is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. STEVEN GIANNINI & ASSOCIATES can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? STEVEN GIANNINI & ASSOCIATES offers field reviews where we go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? STEVEN GIANNINI & ASSOCIATES can We can assist you. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.